We specialize in City and County First Time Buyer Assistance Programs.   We also offer Cal STRS, Cal PERS, CalHFA, FHA, VA, USDA and Jumbo Elite.    Customer satisfaction is our #1 priority.   You can purchase a home with as little as 3 ½ down, and it can all be a gift.   Call us today to discuss all your options.   We are here to help you with all your home ownership needs.   We have offices in Los Angeles, San Diego and Imperial Counties.