^{With over 15 years mortgage experience as a loan officer and five years underwriting experience, I knew I had to pick a company that could stand by me. It had to have common sense underwriting and a large array of mortgage products. That’s why I chose Guild Mortgage to work for. We can help with ALL your mortgage needs….not just the cookie cutter loan. Your loan will be handled in-house from start to finish and we even retain the servicing! I am knowledgeable with all the first time homeowner, down payment assistance, and low income programs. I’m ready to help…call me with any question!}